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If you or your family member has sustained injuries from a car accident, it’s important to act swiftly to protect your rights. Even if you think that your injuries after an accident are “minor” bear in mind that injuries may worsen over time.The Law Office of Gregory L. Groth is experienced with this area of law, with over 25 years of representing injured people thoughout the State of Tennessee.
While you need to act quickly, it’s also important to exercise great care in choosing an auto accident lawyer. You’ll want to carefully ask questions of any personal injury attorney before you hire him or her to get an idea if:
-How they plan to approach your Tennessee car accident claim;
-How they calculate the compensation needed to address all injuries from car accidents – not just those that are readily apparent to the eye, such as broken bones; and
At the Law Office of Gregory L. Groth, we use the best reconstruction experts and the top accident and defect engineers to truly understand the biomechanics of the accident, and to seek out the evidence that others may overlook. This is particularly useful in the event of a hit and run accident, when the other driver needs to be identified.
The Tennessee based auto accident lawyer team at the Law Offices of Gregory L. Groth understands the problems people have after an accident or injury, and how an accident can mean personal devastation for a victim and his or her family. If you or a loved one needs to file a Tennessee auto injury claim after a car accident, the Law Office of Gregory L. Groth can help.
How do I get started?
What will it cost?
How much will I get?
What if the at-fault person does not have insurance?
What if the other person's insurance is not enough?
What is UM?
Can you sue someone who does not have insurance?
Can you send a drunk driver to iail?
Will you get me a rental car?
Will you get my car fixed?
What if my car is totaled?
What if I owe more on my vehicle that it is worth?
Will my vehicle be worth less since it has been in a wreck?
How soon do I need to tell my insurance company about the accident?
Do I speak with the other person's insurance company?
Is there anything I should not do?
Who will pay for my medical treatment and expenses?
How long will this take?
What is a subrogation and why does Medicare hold a lien?
What if this happened while I was working?
Why are so many people calling me about my accident?
Why do I need the Law Office of Gregory L. Groth?
What do I have to do if the Law Office of Gregory L. Groth represents me?
Your initial consultation about your injury is free. We will schedule an appointment for you to meet with Greg and you can come to our office, or we can come to you if you are not able to come in. Greg will review the facts of your case. Once you hire us, we begin our investigation. We evaluate a variety of facts, including police and witness reports, property damage, aggravating factors, etc.
-Nothing up-front - your initial consultation is free for your injury claim.
-Nothing if we don't win - if we do not win your case, you do not owe us a fee. Our contract with you clearly states our fees. It also states your rights and obligations.
Every case is different, and many factors contribute to the value of a case. We cannot determine in advance what your case is worth. We negotiate your claim and get the maximum recovery for your unique circumstances and case.
If the at-fault driver does not have automobile insurance, they probably do not have any other assets to compensate you. If you have uninsured motorist coverage (UM), you can recover for your damages. UM is an optional coverage you purchase to protect yourself against drivers who break the law by not carrying any automobile insurance coverage. Use of your UM coverage should not raise your insurance rates because this is a no-fault claim, meaning you are not responsible for your damages. The Law Office of Gregory L. Groth can assist you with this type of claim. If you do not have UM coverage, we highly recommend that you purchase it.
In Tennessee, drivers are required to carry a minimum automobile insurance coverage of . $25,000 per person and $50,000 per accident on their automobile. In some situations, the injured person's medical bills and other expenses exceed the money available from the at-fault person's insurance. If the compensation you are entitled to exceeds the policy limits, we conduct an asset check to determine if the at-fault driver has other resources. Legally, we can pursue a judgment against the at-fault driver, but if they have no assets, the judgment will not help. We will also look to other policies, specifically your underinsured motorist policy (UM).
UM stands for Uninsured Motorist. It is optional coverage you purchase to protect yourself against drivers who do not carry enough insurance. Use of your UM coverage should not raise your insurance rates because this is a no-fault claim, meaning you are not responsible for your damages. If you do not have UM coverage, we highly recommend you purchase it.
Yes, but it may be difficult to actually recover on any judgment if they have no insurance.
It is your responsibility to contact law enforcement if you want to pursue this criminal matter. The police will charge the driver with a criminal offense if they have probable cause to do so.
The at-fault driver's insurance should pay for the rental car. If the other driver's insurance company has not accepted liability for the accident, they will not authorize a rental car for you. If your vehicle was towed after the accident, it may be in storage while we are waiting for the insurance company to evaluate the accident and accept liability. Once the at-fault driver's insurance company accepts liability, they may be responsible for any storage fees incurred. However, you have a duty to mitigate your damages. You may need to release your vehicle to avoid unnecessary expenses.
We will assist you with your property damage claim if you are the owner of the vehicle. At the Law Office of Gregory L. Groth, if you are not the registered owner of the vehicle, we will provide you with the claim information that you can give to the vehicle owner. However, we can't help the registered owner of the vehicle with their property damage claim if we do not represent them.
If your vehicle is deemed a total loss and cannot be fixed, the value of your car will be based on industry standards for the make, model and year of your vehicle. Your property damage claim would then typically settle for an approximate value of your vehicle.
Unfortunately, you will owe the difference. We recommend that you contact your lender and try to negotiate. We also recommend you consider gap insurance for future purchases.
In some cases, yes. We will review your property damage claim for a possible "Diminished Value" claim. In a Diminished Value claim, you may be entitled to additional compensation if your vehicle will decrease in value beyond the Blue Book value. In order to determine this, the car will need to be repaired and either the insurance company or you will obtain an appraisal after the car is repaired. We submit the claim for payment, but the insurance company may not honor it. If we pursue a Diminished Value claim on your behalf, we will not be able to resolve the Property Damage claim prior to the Diminished Value claim.
Notify your insurance agent immediately. They may need to process part or all of your entire claim. Then seek legal representation from the Law Office of Gregory L. Groth. Do not give any statement to your agent or carrier unless we authorize you to do so.
Do not discuss your case with anyone until you contact a personal injury attorney at the Law Office of Gregory L. Groth. The defendant's insurance company may try to blame you for the accident. Have the other insurance company contact us for information about your accident.
Do not admit fault for the accident to anyone, including the other driver, passengers, relatives, or police officers. The investigating officer may have you sign a citation, but this action does not admit guilt. Never disclose information about your insurance coverage, except as required by law, such as to a police officer or other driver involved in the collision.
The person who caused the accident is ultimately responsible for paying your bills. If the responsible driver is uninsured or underinsured, your own insurance policy may become involved. They may pay your medical expenses and other damages depending on your coverage.
Each case is different so we cannot guarantee how long your case will take to resolve. Some cases take months, some take years. Many factors contribute to the length of time it takes to resolve a case:
-Our client must complete medical treatment, and we must verify that we have all medical records and bills before we prepare the demand package.
-Depending on the healthcare provider (Medicare is one example), it may take a considerable amount of time to obtain a final bill.
If you were in a company vehicle and were in a motor vehicle accident, we will advise you on your options. These claims are separate. At the Law Office of Gregory L. Groth we have significant experience handling these types of cases.
Once the police report about your accident is available, and often before that, you may receive calls from "solicitors" or “TV Lawyers” who will promise you money, medical care, rental cars, transportation to doctor appointments, and all kinds of things if you let them work on your case. Remember, if they are contacting you, it is too good to be true! Do not speak with them or sign anything because they may try to hold a lien on your recovery. At the Law Office of Gregory L. Groth, we abide by the highest ethical standards. We do not solicit people who have been involved in an accident. Our clients contact us directly. If you have been solicited, please provide us with the solicitor's name and phone number, and we will do our best to stop this illegal activity.
-Our #1 objective is to win your case.
-We are experienced and qualified. We know your rights, and we will fight to protect them.
-We evaluate your specific circumstances throughout your case. We give you an honest opinion about whether or not we can help you.
-We work our cases. If we take your case, we fully develop your case, increasing your chances of winning.
-We make sure you get a fair trial should your case go to trial. We keep you well informed about your case and return your calls promptly. You can rest assured that your case is being handled appropriately and professionally.
-Keep in touch - if you move or change your phone numbers, let us know.
-Be honest with us. We need to know all the facts to give you the best advice and representation possible for a maximum recovery.
-Let us know if the insurance company or other driver contacts you. Do not make contact with anyone who is not working in your best interest. Focus on your medical treatment and getting well. Refer all callers to the Law Office of Gregory L. Groth.
-Tell us about changes in your health or medical treatment. We must know if your condition changes or if you see other doctors so that we can obtain your medical records and gather the evidence we need to submit to the insurance company.
-Make sure you comply with your doctor's advice regarding your medical treatment. If you don't follow that treatment plan, it may affect your overall recovery and your case.
-Please understand that your case will take time to resolve.